Insurance, paperwork and the law
Tax, MOT, V5C, points, drink-drive, mobile-phone, dash cam and what new drivers need to know.
Insurance
3- Guide, 4 min readYoung driver insurance
A plain English guide to car insurance for 17 to 24 year olds in the UK. Why premiums are so high, what really moves the price, and the practical steps that bring it down.
- Guide, 4 min readBlack box insurance
How telematics insurance works in the UK, what the box and the apps actually measure, what a good score looks like, and the trade offs every young driver should know before signing up.
- Guide, 4 min readInsurance groups
A clear guide to how UK car insurance groups work, what really sits behind the 1 to 50 ABI rating, and how to use it to choose a cheap first car without surprises.
Tax, MOT and registration
3- Guide, 4 min readCar tax (VED)
A clear UK guide to Vehicle Excise Duty (car tax) for cars registered before and after April 2017. CO2 bands, first-year and standard rates, electric and luxury surcharges, and how to tax or check a vehicle.
- Guide, 4 min readMOT explained
A clear UK guide to the MOT test. When your car needs one, what is checked, what counts as a fail or advisory, the £54.85 maximum price, and how to keep costs down.
- Guide, 4 min readV5C logbook
A plain English UK guide to the V5C logbook. What it is, what each section means, how to update it when you sell or move, and how to spot a fake.
Penalties and the law
4- Guide, 4 min readLicence points
A clear UK guide to how penalty points work, the totting up system, the new driver 6 point rule, and what happens at a disqualification hearing.
- Guide, 4 min readSpeeding tickets
A clear UK guide to speeding tickets. What an NIP is, how Fixed Penalty Notices work, the speed awareness course alternative, court thresholds, and what to do if a ticket arrives in the post.
- Guide, 4 min readDrink drive limits
A clear UK guide to drink drive limits in England, Wales, Scotland and Northern Ireland. Breath, blood and urine tests, the DR10 endorsement, mandatory bans, and how it affects insurance.
- Guide, 4 min readMobile phone laws
A clear UK guide to mobile phone driving laws after the 2022 rule change. What counts as use, when hands-free is still risky, the £200 fine and 6 points, and how it affects insurance.
Medical and data
2- Guide, 4 min readMedical conditions DVLA
A UK guide to notifiable medical conditions for drivers. What you must declare to DVLA, what happens after you do, and the penalties for failing to disclose.
- Guide, 5 min readDash cam rules
A UK guide to dash cams. Are they legal, where you can fit one, when footage helps with insurance claims and police investigations, and the privacy rules drivers should know.