Insurance
6 guides in the insurance section of insurance, paperwork and the law. Pick any to read in full.
- Guide, 4 min readYoung driver insurance
Average UK young driver insurance is £1,800-£3,000 for ages 17-24 in 2026. Why premiums run this high and the practical levers that cut the quote.
Read article - Guide, 6 min readNI vs GB new driver insurance after GDL
Northern Ireland's graduated driver licensing took effect on 1 October 2026 and young-driver premiums in NI have risen to £1,432 for 17 to 24 year olds, while most GB figures point the other way. Here is what the data shows.
Read article - Guide, 4 min readBlack box insurance
Black box car insurance UK 2026: fitted at home in 30-60 min. Scoring, night penalties, sim vs OBD install, and typical new-driver savings (30-50%).
Read article - Guide, 6 min readShould I get a black box?
Black box insurance cuts first-year premiums 30-50% for UK drivers under 25, but renewal outcomes vary sharply. We cover who benefits, curfew rules, and when to switch back to standard cover in 2026.
Read article - Guide, 5 min readBlack box insurance no curfew
Which UK black box insurers have a hard night curfew in 2026 and which use score penalties only? Named provider comparison for new drivers who need evening flexibility.
Read article - Guide, 4 min readInsurance groups
How UK car insurance groups work in 2026: the 1 to 50 ABI scale, what sits behind a rating, and how to use it to choose a cheap first car as a young driver.
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